Let’s admit it; we’re not all good at everything all the time. Well, at least not in money matters that’s for sure! That’s why we get advice from our parents, relatives, bosses, co-workers and some unknown financial gurus that rarely makes a public appearance and sell tickets to their speaking engagement at $200 apiece. These days there are a lot of personal finance trainers and experts on the web offering their services for an affordable price. If you think that you’re not really doing good in managing your money, then you might need the guidance of someone who excels at it all the time.
So what’s holding you back?
Sometimes the problem with hiring a personal finance trainer is not because of the shortage on the numbers of them being available to train people. Sometimes it’s the heavy doubt in some people on whether or not they will get genuine help for the amount of money they’ll put in with this gig. If you’re thinking about spending your money on something worthless, like a personal finance trainer, then you’ll never be financially free for the rest of your life until you realize the fact that you need help; or you’re able to train yourself well and get out of a difficult financial situation. Hiring an expert to help you manage your money is actually a good investment.
The training will be worth it based on your necessity
Most of our monthly expenses are convoluted as hell that it gives us headaches and heartaches, but all this can change if you plan everything right, right from the start – and a personal finance trainer can help you do that. They teach you on how to macromanage and micromanage your finances from day-to-day, week after week and every month, so you won’t lose a cent somewhere along the line. Here’s an example of how a personal finance trainer will get you out of the loop on having a messy budgeting strategy:
1. Help you figure out where you stand in terms of your financial life.
2. Develop financial goals based on your income, necessity and lifestyle.
3. Create an effective action plan.
4. Reset your tendencies, impulses and wasteful expenditures and help you live an ideal lifestyle with great opportunities.
5. Guide you on this path until you can do it on your own.
Financial advisors might charge you from $3,000 – $15,000 a month depending on what techniques and types of financial strategies they will teach. Some personal finance trainers will only teach you how to manage your income and spending habits, while other financial advisors will teach how to start small business franchises and other money-making stuff; there are few who will really give you gold nuggets and teach how to get into the Fortune 500 list of companies in 10 years time! This is the reason why their asking price varies, because the amount you’ll pay depends on how much information you will get. This information is worth thousands of dollars or even millions once you start using them coupled with a sound strategy.
The choice is entirely up to you. You can either give up now on your managing capacity and allow an expert to train you on how to have an effective personal finance strategy in your life and live the kind of life you want; or you can keep telling yourself that you’re fine until a life crisis comes along and knock you on your senses to make you see that you need help. There’s no harm in trying anyway and this is going to be money well-spent.